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Home Buying & Selling FAQs: Get Trusted Answers to Your Real Estate Questions
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What Does the Rest of the Year Hold for the Housing Market
If you’re thinking of buying or selling a house, you’re at an exciting decision point. And anytime you make a big decision like that, one thing you should always consider is timing. So, what does the rest of the year hold for the housing market? Here’s what experts...
The One Thing Every Homeowner Needs To Know About a Recession
A recession does not equal a housing crisis. That’s the one thing that every homeowner today needs to know. Everywhere you look, experts are warning we could be heading toward a recession, and if true, an economic slowdown doesn’t mean homes will lose value....
Why Rising Mortgage Rates Push Buyers off the Fence
If you’re thinking about buying a home, you’ve probably heard mortgage rates are rising and have wondered what that means for you. Since mortgage rates have increased over two percentage points this year, it’s natural to think about how this will impact your...
Home Buying & Selling FAQs: Get Trusted Answers to Your Real Estate Questions
Buyer FAQs
Why do I need a buyer’s agent?
✅A buyer’s agent represents your best interests, negotiates on your behalf, and helps navigate the process from search to closing.
What is a buyer representation agreement?
✅A Buyer Representation Agreement is a required contract that allows a buyer’s agent to legally show you properties. Without this agreement, agents cannot represent you or arrange property viewings. It outlines your agent’s responsibilities, ensures they work in your best interest, and defines key terms such as commission and contract duration.
How much do I need for a down payment?
✅ The required down payment depends on your loan type—FHA loans start at 3.5%, conventional loans range from 3% to 20%, and VA loans may require no down payment. Connect with a trusted lender to explore your options. If you need recommendations, feel free to reach out!
What’s the difference between pre-approval and pre-qualification?
✅Pre-qualification is an estimate based on self-reported info, while pre-approval is a verified lender commitment with stronger buying power.
Why is mortgage pre-approval important?
✅Getting pre-approved for a mortgage shows sellers you’re a serious buyer, helps you set a realistic budget, and gives you a competitive edge in multiple-offer situations. It speeds up the buying process, strengthens your negotiating power, and reduces the risk of financing delays. Plus, it helps identify any financial issues early, ensuring a smoother, more confident home-buying experience.
New Construction FAQs
Do I need a real estate agent when buying a new construction home?
✅Yes! Builders have their own sales representatives who work for them, not you. A buyer’s agent ensures your interests are protected, helps with negotiations, and explains builder contracts.
How is buying a new construction home different from a resale home?
✅Buying new construction means working with a builder instead of a homeowner. You may choose from pre-designed homes or fully customize your layout and finishes. There are also unique contract terms, timelines, and warranties that differ from resale homes.
How long does it take to build a new home?
✅Construction timelines vary, but a home typically takes 4 to 12 months to complete. Weather, supply chain issues, and labor shortages can impact the schedule. Looking for a new home right now, a quick move-in home may work for you!
Do I need a home inspection for a new construction home?
✅Yes! Even though the home is brand new, inspections help catch potential issues before move-in. It’s best to do one before drywall installation and another before closing.
What warranties come with a new construction home?
✅Builder warranties vary, but an example would be: 1-year workmanship warranty, a 2-year mechanical systems warranty, and a 10-year structural warranty. Check your contract for specifics.
Seller FAQs
How much is my home worth?
✅Your home’s value depends on market conditions, location, and upgrades. Get a free comparative market analysis (CMA) from a trusted REALTOR®.
Do I Have to Pay Buyer Agent Commissions?
✅All commissions are negotiable and depend on your home-selling strategy. While you’re not required to pay a buyer’s agent commission, offering one upfront can attract more buyers. Some buyers may not be able to cover their agent’s commission along with closing costs, which could limit your pool of potential buyers. You can negotiate commissions when receiving an offer or decide on an approach in advance to maximize interest in your home. A trusted REALTOR® can help you strategize based on your specific circumstances to achieve the best outcome.
What is the best time to sell my home?
✅Spring and early summer are generally the best seasons, but strong demand can create opportunities year-round. A well-planned off-season strategy can also lead to success. Strategize with a trusted REALTOR® to decide the timing best for you.
How do I prepare my home for sale?
✅Declutter, deep clean, make minor repairs, and stage your home to create the best first impression. The right strategy depends on your property’s unique features and guidance from a trusted REALTOR®.
Should I make repairs before selling?
✅Minor repairs can enhance your home’s value, but major renovations don’t always guarantee a full return on investment. Before you act, a trusted REALTOR® can help identify the most impactful upgrades for your property. Keep in mind that ROI varies depending on the type of repairs or improvements made.