by Smilingruby | Mar 16, 2025 | Buyers, Buying Tips, Infographic

Some Highlights
- Before you even start looking at homes, there’s something you should do first – and that’s get pre-approved for your mortgage.
- Pre-approval is when a lender checks your finances and decides how much you’re qualified to borrow for your home loan. This helps you determine your budget and makes your offer stand out for sellers.
- Connect with a trusted lender to get the process started.
by Smilingruby | Oct 4, 2024 | Affordability, Home Prices, Infographic, Mortgage Rates

Some Highlights
- Affordability is based on three key factors: mortgage rates, home prices, and wages.
- And today, it’s improving quickly as rates come down, prices level off, and wages climb.
- If you put your search on pause because it was too expensive to buy, connect with me to talk about why now may be the perfect time to jump back in.
by Smilingruby | Sep 27, 2024 | Buyers, Buying Tips, Infographic, Mortgage Rates

Some Highlights
- If you’re wondering if you should buy now or wait, here’s what you need to know.
- If you wait for rates to drop more, you’ll have to deal with more competition and higher prices as additional buyers jump back in. But if you buy now, you’d get ahead of that and have the chance to start building equity.
- Should you buy now or wait? Reach out to me to talk through it together, so you can make your best decision.
by Smilingruby | Jan 19, 2024 | Buyers, First Time Home Buyers, Infographic, Move-up Buyers


Some Highlights
by Smilingruby | Jan 12, 2024 | Buyer Myths, Buyers, Housing Market Updates, Infographic, Pricing, Rent vs Buy


Some Highlights
- If you’re worried about what’s next for home prices, know the HPES shows experts are projecting they’ll continue to rise at least through 2028.
- Based on that forecast, if you bought a $400,000 house this year, experts say it could gain over $72,000 in equity over the next five years.
- If you’re worried about falling home prices, don’t be. Many experts forecast they’ll keep rising for years to come. If you have questions, let’s connect.
by Smilingruby | Jul 14, 2023 | Housing Market Updates, Infographic, Sellers, Selling Myths


Some Highlights
- Today’s housing inventory is still well below more normal years.
- This low inventory is why homes that are priced right are still selling quickly and seeing multiple offers.
- If you want to sell your house, now is a great time because inventory is still low. Let’s connect to start the process.